/*
Theme Name: Smartie Rebuild
Theme URI: https://smart-ie.com/
Author: Smartie
Description: Lightweight custom WordPress theme for the rebuilt Smartie website.
Version: 0.1.0
Text Domain: smartie
*/

:root{
  --ink:#17343d;
  --ink-2:#294851;
  --teal:#1f8f83;
  --teal-dark:#15766d;
  --mint:#eaf7f4;
  --paper:#ffffff;
  --cloud:#f5f7f8;
  --line:#dce5e7;
  --muted:#65777d;
  --radius:18px;
  --shadow:0 12px 35px rgba(17,45,54,.08);
  --max:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:var(--paper);
  line-height:1.55;
}
a{color:inherit}
img{max-width:100%;height:auto}
.wrap{width:min(calc(100% - 40px),var(--max));margin-inline:auto}
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);
  backdrop-filter:blur(12px);border-bottom:1px solid var(--line)
}
.header-inner{min-height:76px;display:flex;align-items:center;gap:28px}
.brand{font-size:28px;font-weight:850;text-decoration:none;letter-spacing:-.03em}
.brand-mark{color:var(--teal)}
.site-logo img{max-height:44px;width:auto;display:block}
.nav{margin-left:auto}
.nav ul{display:flex;list-style:none;margin:0;padding:0;gap:26px;align-items:center}
.nav a{text-decoration:none;font-weight:650;font-size:15px}
.header-actions{display:flex;gap:10px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 20px;border-radius:10px;font-weight:800;text-decoration:none;
  border:1px solid transparent;transition:.18s ease;cursor:pointer
}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-dark)}
.btn-secondary{background:#fff;border-color:var(--line)}
.btn-dark{background:var(--ink);color:#fff}
.hero{
  padding:96px 0 70px;
  background:
    radial-gradient(circle at 85% 10%, rgba(31,143,131,.12), transparent 30%),
    linear-gradient(180deg,#fff 0%,#f8fbfb 100%)
}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.kicker{
  display:inline-flex;background:var(--mint);color:var(--teal-dark);
  border-radius:999px;padding:7px 12px;font-size:13px;font-weight:850;
  text-transform:uppercase;letter-spacing:.07em
}
h1,h2,h3{line-height:1.08;letter-spacing:-.035em;margin-top:0}
h1{font-size:clamp(46px,6vw,76px);margin:22px 0 22px}
h2{font-size:clamp(34px,4vw,52px);margin-bottom:18px}
h3{font-size:24px;margin-bottom:10px}
.lead{font-size:21px;color:var(--muted);max-width:720px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.hero-note{font-size:13px;color:var(--muted);margin-top:13px}
.hero-card{
  background:var(--ink);color:#fff;border-radius:28px;padding:34px;
  box-shadow:var(--shadow)
}
.hero-card .eyebrow{font-size:13px;text-transform:uppercase;letter-spacing:.08em;opacity:.72}
.hero-card h3{font-size:32px;margin-top:10px}
.signal-list{list-style:none;margin:28px 0 0;padding:0}
.signal-list li{padding:15px 0;border-top:1px solid rgba(255,255,255,.14);display:flex;gap:12px}
.signal-list li:before{content:"✓";font-weight:900;color:#82d5c9}
.section{padding:86px 0}
.section-soft{background:var(--cloud)}
.section-dark{background:var(--ink);color:#fff}
.section-head{max-width:760px;margin-bottom:42px}
.section-head p{font-size:19px;color:var(--muted)}
.section-dark .section-head p{color:#cfdbde}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;box-shadow:0 8px 24px rgba(17,45,54,.035)
}
.card p{color:var(--muted);margin-bottom:0}
.card-link{display:inline-block;margin-top:18px;font-weight:850;color:var(--teal-dark);text-decoration:none}
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:start}
.steps{display:grid;gap:14px}
.step{display:grid;grid-template-columns:46px 1fr;gap:16px;padding:20px;border:1px solid var(--line);border-radius:14px;background:#fff}
.step-num{height:46px;width:46px;border-radius:50%;display:grid;place-items:center;background:var(--mint);color:var(--teal-dark);font-weight:900}
.step h3{font-size:19px;margin:2px 0 4px}
.step p{margin:0;color:var(--muted)}
.audience{
  display:grid;grid-template-columns:1fr 1fr;gap:22px
}
.audience-panel{border-radius:24px;padding:36px;min-height:320px}
.audience-consumer{background:var(--mint)}
.audience-business{background:var(--ink);color:#fff}
.audience-panel p{font-size:18px}
.audience-business p{color:#cfdbde}
.pills{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}
.pill{border:1px solid var(--line);border-radius:999px;padding:7px 11px;font-size:13px;font-weight:750;background:rgba(255,255,255,.7)}
.audience-business .pill{border-color:rgba(255,255,255,.18);background:rgba(255,255,255,.06)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust-item{padding:22px;border-radius:14px;background:#fff;border:1px solid var(--line)}
.trust-item strong{display:block;margin-bottom:6px}
.cta-band{padding:70px 0;background:var(--mint)}
.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta-inner h2{margin-bottom:8px}
.cta-inner p{margin:0;color:var(--muted);font-size:18px}
.site-footer{background:#102b33;color:#d9e3e5;padding:50px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.site-footer a{color:#fff;text-decoration:none}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.footer-note{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:22px;font-size:13px;color:#aebec2}
.page-hero{padding:70px 0 48px;background:var(--cloud)}
.page-hero h1{font-size:clamp(40px,5vw,62px)}
.content{padding:60px 0}
.content .entry-content{max-width:850px}
.content .entry-content p{font-size:18px}
.loan-hero{padding:80px 0 55px;background:linear-gradient(180deg,#fff 0%,var(--mint) 100%);text-align:center}
.loan-hero .lead{margin-inline:auto}
.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:38px}
.metric{background:#fff;border:1px solid var(--line);border-radius:16px;padding:25px;box-shadow:var(--shadow)}
.metric strong{display:block;font-size:40px;color:var(--teal);line-height:1}
.metric span{display:block;margin-top:7px;color:var(--muted)}
.disclaimer{font-size:12px;color:var(--muted);max-width:850px;margin:25px auto 0}
.mobile-menu-note{display:none}

@media (max-width:900px){
  .nav{display:none}
  .header-actions .btn-secondary{display:none}
  .hero-grid,.split,.audience{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr 1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .hero{padding-top:65px}
}
@media (max-width:620px){
  .wrap{width:min(calc(100% - 28px),var(--max))}
  .header-inner{min-height:66px}
  .header-actions .btn{padding:10px 12px;font-size:13px}
  .cards,.trust-grid,.metrics{grid-template-columns:1fr}
  .section{padding:64px 0}
  .hero{padding:54px 0}
  .hero-card{padding:26px}
  .cta-inner{display:block}
  .cta-inner .btn{margin-top:22px}
  .footer-grid{grid-template-columns:1fr}
}